Personal Finance

Please be certain to check out my previous articles in regards to budgeting, and remember one little insight can save you thousand$ over time. Especially if you invest your savings after you have taken the myWealth Investing 101 course.  

In a previous article, I outlined the basics of budgeting. Hopefully, if you hadn’t had a budget set already, you sat down and took care of organizing a budget for your household. If you haven’t got one in place right now, I would suggest you stop reading now and take some time to set one up. Why is it important?

In light of the recent recession, it is not surprising to see so many people becoming more and more interested in Budgeting / Cash Flow Management. 

Estate planning is an area of our Finances that is probably the least exciting, and often the most over looked. 

In addition, many people just want to jump right into all of the tax savings strategies without ever taking care of the basics.  

Here are the Four Estate Planning documents you must have.

That’s right, $8000.00 bucks for buying a home! Why? Because, the Government loves to give out grants and stimulus when the economy is doing poorly, and this will be a real shot in arm for a lot of people and the economy.  A strong Real Estate market would help the economy a lot right now and the Government wants people to buy homes. 

This is not the first time that Government has stepped up and did such a thing. The Government really wants those people that have been on the fence about buying a home to do go ahead and buy.  If you have been considering buying a home the $8000.00 can come in pretty handy in taking the plunge.

With the latest national association of realtors report being less than spectacular (median home price down 14%), and the economy starting to show signs that a bottom may be nearing in the later part of 2009, will real estate actually start appreciating in the near future? Probably not! 

Life is hard right now. Some people are without jobs, some have lost their houses and most people have lost money in investments and the value of real estate. With the country being in debt to itself and foreign nations, and its people borrowing money like there is no tomorrow, it’s hard to know how much is too much.

**Congratulations to James O., Azeez K., Andrea M., Art R. and Gabriel F. for being this week's winners**

My- oh- my how the tides have changed!!!  The home buying season has arrived and people are actually pondering about whether or not it is worth it to take an $8000.00 Government Rebate in order to buy a home!