David Grant's blog

Please be certain to check out my previous articles in regards to budgeting, and remember one little insight can save you thousand$ over time. Especially if you invest your savings after you have taken the myWealth Investing 101 course.  

In a previous article, I outlined the basics of budgeting. Hopefully, if you hadn’t had a budget set already, you sat down and took care of organizing a budget for your household. If you haven’t got one in place right now, I would suggest you stop reading now and take some time to set one up. Why is it important?

In light of the recent recession, it is not surprising to see so many people becoming more and more interested in Budgeting / Cash Flow Management. 

According to a 2004 study published in The Journal of Finance, 20% of your after-tax investment earnings can be lost if funds are placed in the wrong type of account. WOW! This problem, once understood, can be easily avoided.

There have been a lot of news reports recently about 401(k) plans becoming more transparent.

Estate planning is an area of our Finances that is probably the least exciting, and often the most over looked. 

In addition, many people just want to jump right into all of the tax savings strategies without ever taking care of the basics.  

Here are the Four Estate Planning documents you must have.

In one of my previous articles “The Art of Rebalancing”, I wrote all about the reasons why you should be rebalancing your portfolio on a regular basis. I wrote about what rebalancing is and when it should be done. The “how” is a little bit of a more complicated process to explain, but once you get the hang of it, it is an easy process.

Does it seem like that every party you go to there is a guy there who sells insurance? He’ll corner you, give you his speech and his card and tell you that “you need more insurance and why wouldn’t you get more, it’s so cheap”. This article will prepare you with the comeback lines for him to leave you alone for good.

Life is hard right now. Some people are without jobs, some have lost their houses and most people have lost money in investments and the value of real estate. With the country being in debt to itself and foreign nations, and its people borrowing money like there is no tomorrow, it’s hard to know how much is too much.

We are into the 2nd Qtr of 2009 and you will have noticed that the stock market did some more jumping around – some of the time it actually went up!